International payments

Send or receive international payments in Internet Banking for Business (IB4B), or the BNZ Business app.

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Features and benefits

Make payments in over 30 currencies to more than 230 countries.
Get personalised live exchange rates.
Make foreign currency account transfers.
Access your international payments activity.
Use forward exchange contracts on payments and account transfers.
No minimum transfer.
$0 transfer fee when sending foreign currencies using the Mobile Business Banking App or Internet Banking for Business.

How to send a payment

To send money overseas, you’ll need to know the recipient’s details (including address and bank details) and the bank codes of the destination country, such as national clearing codes, SWIFT codes, or purpose codes.

Internet Banking for Business

Find out how to send international payments through FX Online.

Find out more

BNZ Business app

Learn how to send international payments in the BNZ Business app.

Find out more

Save on fees when you send money overseas

We’ve removed our fee when making international payments in foreign currency through Internet Banking for Business or the BNZ Business app. If you choose to pay the overseas bank fee for your recipient, we’ll discount that too - you’ll pay a flat amount and we’ll cover the rest.

How sanctions affect international payments

Sanctions requirements may lead to delays in processing your payments. Make sure you’re familiar with sanctions and their impacts before doing business offshore.

We’ve suspended international payments in all currencies to Russia. This is due to global sanctions in response to the situation in Ukraine.

How to receive a payment

Overseas payments can be deposited directly into your BNZ bank account. You’ll be able to see the transaction in IB4B or the BNZ Business app.

International help and support

If you have any questions or need help, call 0800 855 856.

You must be registered for Internet Banking for Business to use FX Online.

Terms and Conditions for Telegraphic Transfers

Terms and Conditions for Internet Banking for Business

Mobile coverage and data is required to access the BNZ Business app.

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