Pay less interest
You’ll only pay interest on the debit amount, making an overdraft a cost-effective finance option.
Business overdrafts
An overdraft is a revolving credit facility that’s attached to your transaction or cheque account. It’s there when you need it, so it can help you through the leaner months. Talk to us about your options or apply online.
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A convenient, cost-effective credit option
Flexible repayment
Pay back some or all of your overdraft when it’s convenient for you.
Accessible
It’s available whenever you need it, because the facility stays in place even when you’re not using it.
Apply for an overdraft online
QuickBiz is a simple way to apply online for an overdraft, linked to a Business First Transact account.^ You could access overdraft funds between $5,000 and $100,000, without needing to provide additional security.
Overdraft rates and fees
Rates and fees will vary depending on which account you have in overdraft. See rates and fees for:
Loans and finance help and support
If you have any questions, or would like more information, send us a message
Small and start-up business can also call 0800 269 763
Our lending criteria, terms, and fees (including overdraft establishment fee and overdraft facility fee) apply.
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