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Loans and finance rates and fees

Product	Overdraft base rate (% p.a.)
Business First Transact	-
Market Connect	6.27 + margin*^†
Business overdraft base rate	12.00 + margin*

*Terms and conditions apply.^

^†Rate effective from Tuesday 3rd June 2025. If you need a current rate, call us on 0800 275 269.

ProjectPlus base rate: 5.03% p.a. + margin^†^

^†Rate effective from Tuesday 3rd June 2025. If you need a current rate, call us on 0800 275 269.

CashFlow Plus base rate: 6.68% p.a. + margin^†^

^†Rate effective from Thursday 15 May 2025. If you need a current rate, call us on 0800 275 269.

Product	Term loan 90 day base rate (% p.a.)
Business First term loan	- + margin*

*Terms and conditions apply.^

Rates can change at any time. More information on our rates, fees, and terms can be found in your facility agreement, our Business account and services fees PDF 182KB, as well as in our Standard terms and conditions PDF 310KB.

You can also send us an enquiry  or give us a call:

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