Our YouMoney account is designed to help you worry less about money and focus more on your studies and career. There are no transaction or account fees^, and you can manage all your banking online with our Internet Banking or app.
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Whether you’re saving for shoes, New Years, or an extended holiday, a savings account can help you save faster. A Rapid Save account is designed for saving and you can earn interest on your account balance each bank month^. You’ll get one free withdrawal each bank month, but withdrawals after that will cost $3 each.
Plus, if you’re thinking about buying a house in the future, the BNZ KiwiSaver Scheme can help you save for a deposit. You could also be eligible for a First Home Grant from Kāinga Ora ^.
With a BNZ Flexi Debit Visa you can have your money on-hand whenever you need it. You can use it to:
Our Advanced Personal Loan is a fast and convenient way to get money for a big ticket item you’ve had your eye on. Or it can help with consolidating multiple sources of debt into one loan with a lower monthly payment overall.
You might be eligible for a special interest rate on our Advanced Personal Loan if you’re a student, apprentice, or a recent graduate - plus, we’ll waive the loan facility fee^.
We have accounts and services that are designed to help you transition to working full-time.
› Consolidate your debt with a BNZ Lite Visa card^
› Apply for an Advanced Personal Loan^ with a special interest rate.
With the BNZ app and Internet Banking^, you can personalise your accounts to help you stay motivated. Add nicknames, set goals, and use the drag and drop feature to pay your friends quickly.
Plus, you can top up your prepay mobile, set up automatic payments for bills, and use the calendar feature to avoid the shock of forgetting your rent is due.
You can open an account online by using RealMe®, or by taking a photo of yourself and your New Zealand passport or New Zealand driver licence. A third way to open an account is to start online and get verified at your nearest branch. You must be aged 13 or older and live in New Zealand.
If you can’t open an account online, you can call us on 0800 275 269.
Opened online
It’s easy to join with a verified RealMe® account. Once you’ve finished you can start using your account straight away.
Opened online
You can apply online by taking a photo of yourself and your New Zealand passport or New Zealand driver licence. We’ll review and process them online.
Opened over the phone
Please call us on 0800 275 269 to complete the application process.
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