Get at least $5,000 cash back on your first home
Apply for a new BNZ home loan of $250,000 or more when buying your first home and you could get a minimum of $5,000 cash back.^
Home loans
Whether you’re buying your first home, looking to switch your home loan, or wanting to invest in property, we can help you get your home loan sorted.
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Home loan calculators
Do the maths on your home loan to get an idea of what you could borrow, pay, or save.
Work out your repayments
Work out what your home loan repayments might be, to help you budget and search for a new home.
How much could you borrow
Work out how much you might be able to borrow based on your income and expenses.
Pay it off faster
A TotalMoney offset loan aims to help you save on interest and pay off your home loan faster.
Home loan types
We’ve got different home loan options to suit different needs.
- Fixed rate
- Floating rate
- Offsetting
- Revolving credit
Get in touch
Get a call back
One of our home loan experts can give you a call to talk you through your options, and answer any questions you have.
Book an appointment
Arrange a phone or video appointment on a day and time that suits you. Or find a Home Loan Partner near you, and meet with them in person.
Switch to BNZ
We’ll help make it easy to switch your home loan to BNZ. Once you’ve made the move, it’s easy to manage your home loan online.
Keep exploring
Buying your first home
Your first home is likely to be your biggest purchase yet. We’re here to help, every step of the way.
Building a house
Whether you’re buying off plans or designing your own home, we can support you through the process.
Investing in property
If you’re looking at investing in property, discover the ways we can help you. Residential investor rates may apply.
All home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. Floating rates can change at any time, including after you enter into your contract. BNZ will publicly announce any changes to floating interest rates. An establishment fee of up to $150 may apply. Not for business purposes.
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