Find the type of home loan that best suits your budget and lifestyle.
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With a fixed-rate Standard home loan, you’ll be able to repay up to an extra 5% of your loan balance each year,^ on top of your regular repayments, without paying an early repayment charge. With a floating-rate Standard home loan, you can make extra repayments or lump sum payments, without early repayment charges. More about fixed or floating rate loans
A TotalMoney home loan aims to help you save on interest and pay off your home loan faster, using the balance of your everyday accounts. This loan looks at the combined balances of your TotalMoney everyday accounts and subtracts these from the balance of your TotalMoney home loan,^ so you only pay interest on the remaining amount. More about TotalMoney
A revolving credit home loan is designed to help save on interest by reducing your daily loan balance as much as possible. Revolving credit home loans have a floating interest rate. Interest is calculated daily and debited monthly. More about revolving credit home loans
Choose one of our fixed or floating rates, or mix and match a combination of the two by splitting your home loan (mortgage) into fixed and floating portions.
You could save thousands in interest and shave years off your home loan, simply by making a small increase to your repayments each year^.
If you like the look of one of our fixed rates, we can hold it for up to 60 days so you don’t miss out.^
If you need some help call 0800 275 269.
All home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $150 may apply. Not for business purposes.