Car insurance

Protect your car by choosing one of three flexible insurance options. Customise your cover with optional benefits, and only pay for what you need. Get a quote, buy, or manage your insurance 24/7 online.

Manage insurance online Get in touch

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PremierCare insurance changes

The information on this page doesn’t apply to PremierCare insurance policies. PremierCare insurance is no longer available for new customers.

IAG will transition existing PremierCare policies to new policies as they come up for renewal. This is expected to start after mid-2025. The new insurance policies will provide enhanced online features and functionality to manage your insurance policies. Policyholders will receive communications about their new policies before they are moved from their existing ones. If you replace or make changes to your PremierCare insurance before then, you may move to a new policy. For any queries relating to PremierCare insurance, please call the IAG team on 0800 808 618.

Choose a level of cover

Compare your policy options to help work out the right level of cover for your vehicle.

Comprehensive

Comprehensive cover provides the broadest protection, with cover for accidental loss or damage to your car, as well as damage you cause to someone else’s vehicle or property.

Third Party, Fire and Theft

Your car is covered if it is stolen or damaged in a fire, and you’ll be protected if you damage someone else’s vehicle or property.

Third Party only

You’ll be covered for damage you cause to someone else’s vehicle or property. However, you won’t be covered for your own car if it gets damaged or stolen.

Roadside Rescue

Roadside Rescue is an optional benefit that can be added to any car insurance policy. Assistance is available 24/7 for you or anyone driving your car. You’re eligible for up to 5 callouts in any insurance period.

For more information, view the Roadside Rescue terms and conditions.

If you have Roadside Rescue and need help, call 0800 269 767 (0800 BNZ SOS).

Getting you back on the road

Roadside Rescue can help with minor repairs (where it’s possible and safe to do so) or other assistance to get you moving as soon as possible. This could include:

jump starting your car
changing a flat tyre
getting you back into your car if you’ve locked your keys in it
delivering and fitting a new battery
delivering up to 5 litres of petrol or diesel if your car is out of fuel.^

Towing to safety

In the event of a breakdown, your car will be towed to a repairer or the nearest safe place.^

If your electric vehicle runs out of battery, Roadside Rescue can deliver a fast charge, or tow you to the nearest charging facility. (Hybrids can be topped up with fuel or jump-started for a flat battery.)

Compare car insurance covers

Optional benefits

These extra benefits can be purchased when you take out your cover.

Earn BNZ Points to spend on rewards

If you pay your insurance premiums with a BNZ Advantage credit card, you’ll earn BNZ Points^ which can be redeemed for rewards such as travel, eGift cards, or cash back.

Partnering with IAG New Zealand

We partner with IAG, New Zealand’s largest general insurer, to provide car insurance. As the insurer, IAG provides support, manages your policies, and looks after any claims.

Managing your insurance online

Manage your insurance through the secure IAG dashboard, by logging in to the BNZ app or Internet Banking.^

Once you’ve logged in, you’ll be able to:

request a call back from an insurance specialist
get a quote or buy insurance
update your sums insured, excess amount, and optional benefits
make a premium payment or change your payment plan
view and download your insurance documents
make a car, home, contents, or landlord insurance claim.

Get in touch

Quotes or call backs

Request a call back from IAG by logging in to the BNZ app or Internet Banking and selecting ‘Apply now’ from the menu.

Or call us on 0800 275 269 and ask for a quote on insurance.

General insurance enquiries

Call the IAG team - Mon-Fri, 8am-8pm,
Sat-Sun, 8.30am-5pm.

From within New Zealand call 0800 808 618.

From overseas call +64 9 985 0103 direct (international toll charges apply).

Making a claim

Claim online 24/7, through the IAG claims portal.

Or call the IAG claims team on 0800 248 888, Mon-Fri, 8am-6pm.

More about making a claim

The availability of any insurance cover is subject to approval of a completed application. Terms, conditions, and exclusions do apply.

IAG New Zealand Limited (IAG) provides and underwrites certain general insurance policies to customers who are referred to IAG by Bank of New Zealand (BNZ). If you purchase one of these insurance policies following a referral by BNZ, IAG will pay BNZ commissions and other fees. BNZ personnel are not personally paid a commission or incentivised for referring customers to IAG. BNZ does not underwrite these insurance policies, is not an agent of IAG, and does not guarantee the obligations of IAG or any of its related entities. Full details of cover and a copy of your policy document are available on our website or on request from IAG at 0800 808 618.

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