Our team will help you move your home loan to us and do everything we can to make the switch simple and stress free.
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Lock in a fixed rate if you prefer the certainty of knowing how much your repayments will be each week, fortnight or month. Or choose a floating rate to give you flexibility to make extra or lump sum payments, with no early repayment charges.
Borrow extra on your loan to help fund renovations like building a deck or upgrading your bathroom.You may also be eligible for a low interest green home loan top-up on eligible upgrades to your home, or for electric transport options.
Review and make changes to your home loan in Internet Banking or BNZ app. Choose a new rate and refix your mortgage,^ apply to top up your loan, or make increases to your repayments to pay your home loan off faster.
To get started, let us know a few details by completing our online form. One of our home loan specialists will be in touch to talk through your home loan options.
We’ll take you through the application process and if approved, we’ll work with you to structure your home loan to best meet your needs.
We’ll send your loan documents to your solicitor for you to review, accept, and sign. If you’re moving all of your banking over, we’ll help you open an account, transfer your payments and close your old accounts.
All home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $150 may apply. Not for business purposes.
You can view the rates that apply to all home loans on our compare page.