Our merchant payment options let you take credit card, debit card and mobile wallet payments in store, online, or on the go.
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An EFTPOS terminal^ provides a fast and secure way for customers to pay you over the counter using their credit or debit card. If your EFTPOS transactions are settled to a BNZ account, you’ll be able to view and access your money as soon as it’s been processed.
Take payments when you’re out on the job, using a PayClip mobile terminal. It connects directly over Wi-Fi or 3G/4G mobile networks, and has an offline mode so you can take some payments when there are no networks available. No fixed contract or monthly connections fees.
BNZ Pay is an app-based payment solution that lets you take contactless payments on your Android phone or tablet. You’ll only pay when you use it, making it a low-cost payment option for seasonal or retail businesses that take payments on the go.
Payap is a new affordable way to take payments using your existing terminal.^
We’ve partnered with BigCommerce, an all-in-one ecommerce platform, to help you design and build your own online store. Seamlessly integrate your store with our secure payment gateway and merchant facility, to take payments online.
We partner with a number of ecommerce payment gateways, to help make it quicker and easier to accept payments through your website. Contact us to help find the solution that suits your business.
If you’re selling goods and services overseas, CurrencySelect lets your customers pay in the currency they choose, and you’ll receive payment (or settlement) to your account in New Zealand dollars.
Using our open banking API technology, you can receive payments securely and directly from your customers’ bank accounts.
To find out more about integrating your online store with one of our available API-connected parties, contact:
To cover the cost of accepting contactless and credit card transactions that are processed through your merchant facility, you will be charged a merchant service fee.
A surcharge is a fee charged by the merchant to their customer to cover the cost of their merchant service fees.
We’ve designed the Merchant Flexi Loan to help small business merchants. Repayments are flexible and adjust with your business sales. This gives you more control over your cash flow. You may be able to borrow up to $50,000.
Our merchant solutions specialists can chat through your options, and help to set up the merchant payment facility that best suits your business. Contact us by:
Mastercard is a registered trade mark of Mastercard International Incorporated.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trade marks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a registered trade mark of Google LLC.
BigCommerce, Qippay, and Worldline are not related companies of Bank of New Zealand. BNZ makes no representation about BigCommerce, Qippay, Worldline, their products or services. Any statements on this page only relate to those parts of the payments process within BNZ’s control.