Smart and simple
A standalone terminal means no separate apps, passwords, or pairing with your phone to take payments.
BNZ PayClip
PayClip is a portable terminal that lets you accept card payments anywhere. No fixed contract or monthly connections fees, and 24/7 technical support is available if you need it.
{"type":"full","heading":"BNZ PayClip","bodyText":"<p>PayClip is a portable terminal that lets you accept card payments anywhere. No fixed contract or monthly connections fees, and 24\/7 technical support is available if you need it.<\/p>","actionLinkHref":"\/business-banking\/payments\/apply-merchant-facility","actionLinkLabel":"Apply online","supportingLinkHref":"#monthly-fees","supportingLinkLabel":"Pricing options","theme":"boxed","heroImage":{"height":1000,"position":{"x":"82%","y":"49%"},"title":"payclip page header payclip terminal","url":"\/assets\/bnz\/business-banking\/Payments\/payclip-page-header-payclip-terminal.jpg?e21bc0167b597611781a42e9ee9af98309a635b8","width":1840},"heroImage2x":{"height":2000,"position":{"x":"80%","y":"51%"},"title":"payclip page header payclip terminal 2x","url":"\/assets\/bnz\/business-banking\/Payments\/payclip-page-header-payclip-terminal-2x.jpg?efa8407d486c07ab34950095d67f2943eb5ba9ef","width":3680},"smallHeroImage":{"height":300,"position":{"x":"54%","y":"53%"},"title":"payclip page header hand terminal mobile","url":"\/assets\/bnz\/business-banking\/Payments\/payclip-page-header-hand-terminal-mobile.jpg?f8277c0afa046ba8f08b9ebe038727417e25db74","width":563},"smallHeroImage2x":{"height":600,"position":{"x":"54%","y":"47%"},"title":"payclip page header hand terminal mobile 2x","url":"\/assets\/bnz\/business-banking\/Payments\/payclip-page-header-hand-terminal-mobile-2x.jpg?1d94b71e33f440791d539f3552689c6d757d3744","width":1125}}
PayClip benefits and features
Take payments from anywhere
Connect your terminal directly over Wi-Fi or 3G/4G mobile networks. Offline mode lets you take some payments when there are no networks available.
Accept more payments
Accept all New Zealand Eftpos, Visa, Mastercard, American Express and UnionPay cards. Contactless enabled means you can also accept Apple Pay and Google Pay. Plus you can update your PayClip software to accept Payap.
Pricing: monthly fixed fees
Pricing: one-off terminal fees
Pricing: transaction fees
In addition to the monthly fee for your PayClip terminal, you’ll need to choose a pricing plan for transaction fees.
Packaged pricing
Designed for businesses with varying sales volume. We automatically put you on the tier that delivers the lowest transaction fees each month.
Split pricing
Designed for higher sales volumes or specific card types. Transaction fees are charged as a percentage of net sales depending on the card type.
Packaged pricing
You don’t have to choose a package. We’ll calculate which package is the most cost-effective for you based on your net sales each month.
Packaged pricing is available for BNZ customers who:
- process up to $300,000 in net sales per month
- process less than 10% of net sales on international cards
- process less than 10% of net sales on corporate cards
- settle all transactions to a BNZ business account.
You’ll need to have contactless enabled on your PayClip device to benefit from packaged pricing.
- process up to $300,000 in net sales per month
- process less than 10% of net sales on international cards
- process less than 10% of net sales on corporate cards
- settle all transactions to a BNZ business account.
You’ll need to have contactless enabled on your PayClip device to benefit from packaged pricing.
Split pricing
Fees are charged as a percentage of net sales (i.e. sales less refunds) depending on the card type.
Split pricing fixed rates apply for merchants who:
- settle all transactions to a BNZ business account (a premium of 0.45% applies for merchants who settle transactions to non-BNZ business accounts)
- process less than 10% of net sales on corporate cards.
- settle all transactions to a BNZ business account (a premium of 0.45% applies for merchants who settle transactions to non-BNZ business accounts)
- process less than 10% of net sales on corporate cards.
PayClip help and support
If you have questions or need technical support, call us on 0800 729 254.
- PayClip quick start guide (PDF 873KB)
- Taking card payments with PayClip
- PayClip matched refunds guide (PDF 965KB)
- Set up PayClip
Subject to credit criteria and merchant services terms and conditions.
The monthly device fee(s) and service fees, will be debited from your nominated bank account in the following month.
Was this page helpful?