Use existing hardware
Payap uses your existing terminal - Centrapay just needs to activate it for you, and you’re all set.^
Payap: a new way to take payments
Payap is a cost-effective way to take digital payments using your existing EFTPOS or PayClip terminal.^
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Payap features and benefits
We’ve worked with Centrapay to create Payap, a payment option for all businesses looking for ways to drive growth.
Quick digital payments
Generate a QR code on your EFTPOS or PayClip terminal for customers to scan and pay from the Payap app.
Lower costs
Accept payments at less than the usual cost of a contactless payment on your terminal.
Give customers another way to pay you
With Payap, customers can pay you directly from their bank account. All they need is the Payap app on their phone. Your customers pay using a dynamic QR code generated on your existing PayClip or EFTPOS terminal.^
How Payap payments work
Step 1
Create the transaction in your EFTPOS or Point of Sale system.
Step 2
Your customer selects the Centrapay button, and a QR code comes up on your terminal.
Step 3
Your customer scans the QR code using the Payap app on their phone, and approves the transaction.
Payap pricing
The Payap in-store payment processing fee is charged at either 0.39% or 0.59% of the value of net sales.^
There are no monthly fixed fees.
How to set up Payap
If you already have a merchant facility with BNZ, you’ll receive an email to help you get set up for Payap.
If you’re new to BNZ, you can sign up to the waitlist for Payap.
1. Sign up to the Payap waitlist
Complete our online form with your details and we’ll add you to our waitlist for Payap.
2. Activate your terminal
If approved, we’ll send you a Letter of Offer, and Centrapay will send you an invite to access their business portal. Centrapay will then activate Payap on your existing terminal.
3. Start taking payments
Generate QR codes on your terminal and start accepting payments.
Centrapay
Centrapay is the digital payment network used by Payap for transactions and is supported on most EFTPOS or Point of Sale terminals in New Zealand.^ Payap merchants also get access to the Centrapay business portal for transaction reporting and administration.
Help and support
If you have general questions or need help, call us on 0800 737 774.
For technical support, please create a support ticket in the Centrapay business portal.
This service will be part of your merchant services facility. Eligibility criteria, BNZ Merchant Agreement Master terms and conditions (PDF 290KB) and fees apply. Fees are subject to change.
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