Build your own online store

We’ve partnered with BigCommerce, an all-in-one ecommerce platform, to help you design and build your own website and online store. 

Seamlessly integrate your new ecommerce store to our secure payment gateway and merchant facility, or switch your current online store to the BigCommerce platform, to start growing your sales online.

Set up your online store Talk to an expert

Grow your business online with an ecommerce website

Build your own ecommerce store using BigCommerce, then integrate it with our payment systems to start growing more sales online.

More about building your store

Create and customise

Design and build your online store without having to use a web developer. Free themed templates can be customised to help showcase your products and allow visitors to easily browse and buy. Our website standards guide can help you build a successful website that’s compatible with our merchant facility.

Website standards checklist

Marketing and sales tools

In-built marketing and sales tools provide everything you need to attract customers, increase engagement and sales, using advanced search engine optimisation (SEO) features, easy to manage promotions, and gift certificate capabilities.

Fast and secure payments

Integrate your new online store with our fast and secure payment gateway. We’ll automatically enable 3D Secure, which provides additional security and protection against card fraud, for both you and your customers.

Exclusive offers for BNZ customers

When you settle all your transactions to a BNZ business account you’ll receive:

  • no per-transaction fees
  • 3D Secure verified transactions and fraud management tool to help reduce risk, at no extra cost
  • merchant service fee pricing options with ecommerce packaged pricing starting from only $5 per month
  • one hour free consultation with a BigCommerce development partner, to help set up or move your online store.

How to set up your online store

2. Choose a BigCommerce plan

After your 15-day free trial, you’ll be asked to choose a pricing plan that best suits your business.

BigCommerce pricing plans

3. Set up a merchant facility

Seamlessly integrate your new online store with our payment gateway and merchant facility, so you can start processing payments.

Request a merchant facility

Merchant services fees

In addition to the monthly subscription fee for BigCommerce website plans, you’ll need to choose a pricing plan for transaction fees.

Packaged pricing

Designed for businesses with varying sales volume. We automatically put you on the tier that delivers the lowest transaction fees each month.

Packaged pricing rates

Split pricing

Designed for higher sales volumes or specific card types. Merchant service fees are charged as a percentage of net sales depending on the card type.

Split pricing rates

Interchange Plus

You pay exactly what it costs to process your transactions, but it may provide less certainty of costs from month to month. Eligibility criteria applies.

Call 0800 737 774

Ecommerce packaged pricing

You don’t have to choose a package. We’ll calculate which package is the most cost-effective for you based on your net sales each month.
Packaged pricing is available to BNZ customers using the BigCommerce platform, who:

- process up to $150,000 in net sales per month
- process less than 10% of net sales on international cards
- process less than 10% of net sales on corporate cards
- settle all transactions to a BNZ business account.

Other eligibility criteria may apply.

Ecommerce split pricing

We split your merchant service fee by applying different fixed rates for card transactions, to recognise lower interchange costs depending on whether it is a New Zealand debit or credit card, or an international card.

Transaction fees are charged as a percentage of net sales (i.e. sales less refunds) depending on the card type.
Split pricing fixed rates apply for merchants who settle all transactions to a BNZ business account.

Subject to eligibility criteria, terms and conditions, and fees apply. An application fee of $150 may apply. Merchant services accounts are subject to BNZ’s Merchant Agreement (PDF 290KB) and Merchant Service Guide (PDF 500KB)

BigCommerce is not a related company of Bank of New Zealand. BNZ makes no representation about BigCommerce, its products or service. Any statements on this page only relate to those parts of the payments process within BNZ’s control.

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